If you’ve sustained an injury during a work-related task, you might be wondering if it’s time to contact a workers compensation lawyer. We know that the workers compensation claims process can be very complicated and confusing. We’re dedicated to providing trustworthy legal counsel to injured workers who need the financial support that workers comp can provide.
Although these insurance programs are intended to protect injured employees from undue burdens, merely filing a claim can be a hassle in and of itself. While you don’t need to hire a workers compensation lawyer in order to file a claim, doing so may be very beneficial in the long run.
Injuries That May Be Covered by Workers Compensation
Many people initially assume that workers compensation policies only cover severe or debilitating injuries. While these programs certainly do provide coverage for serious injuries, a large percentage of valid claims are filed for minor injuries. This is because even a small injury can require costly medical treatment and time off from work for recovery. As a workers compensation lawyer can tell you, compensation for medical bills and lost wages are some of the most common components of workers comp payments.
Additionally, many claims pertain to long-term injuries, often called repetitive stress injuries, which develop over months or even years. Carpal tunnel syndrome is one common example of a repetitive stress injury. It can be difficult to connect these injuries back to one specific incident at work, so ongoing documentation of symptoms and treatments is important. If you’re thinking about filing a claim for a repetitive stress injury, you may find it especially beneficial to speak with a workers compensation lawyer first.
Limitations on Workers Compensation
As previously stated, workers compensation programs can be very complex. Each state controls its workers compensation policies for employers in the state, so it’s imperative to know what requirements and limitations are applicable in your own state.
There are certain types of injuries that might not be covered through workers compensation, such as self-inflicted injuries or injuries sustained while an employee is under the influence of drugs or alcohol.
In addition, not all employers are required to have workers compensation policies. Employees may only file for workers compensation if their employer pays into a policy. The large majority of employers are legally required to have a policy, however, and many employers still pay for workers compensation coverage even if they aren’t legally required to do so.
It’s also important to note that workers compensation providers are capable of denying a claim if they believe the claim is invalid. You have the ability to file an appeal if your claim is denied, but the insurance provider is not required to accept claims or appeals that appear unjustified.
Speak With a Workers Comp Lawyer
Because the claims process can be so complex, it’s often a good idea to speak with a workers compensation lawyer before or during your claim. At our law firm, we encourage prospective clients to schedule a free consultation with a workers compensation lawyer on our team. This allows us to evaluate a case more closely, and it will give you an idea about what to expect during the claims process. In the event that you feel that you need legal advice, do not hesitate to contact Milwaukee work injury lawyer at any time.
Thank you to Hickey & Turim SC for providing great insight on workers compensation.