Crossover: Wrongful Death Bad Faith Claim

Insurance Claim Lawyer

Imagine you’re enjoying a leisurely drive with your family when, seemingly out of nowhere, a car strikes you nearly head-on. This is a serious crash that leaves one member of your family dead and the rest in the hospital. 

This is a truly tragic situation but you feel comfort knowing that your family will be taken care of because you have automobile insurance. You know that, despite everything you’re going through and how your life is now changed forever, you at least won’t have to worry about getting a new car and having support for your medical bills. 

But then things get worse. 

You’ve paid your premium every month since signing up with your insurance carrier but they deny your claim. In fact, they return your most recent premium with a letter saying your insurance was actually canceled last month. Something is off about this scenario.

Unfortunately, this hypothetical is all too common. Insurance companies use many unsavory tactics to keep your money in their pockets. You don’t deserve to be treated this way. You deserve to have your claim paid out just as you’ve been paying your premium every month. You’re not asking for anything special. You’re just asking to be treated fairly.

If you have been denied an auto insurance claim or if your insurance company is refusing to pay out the full benefit amount, contact a law firm today. 

What constitutes bad faith?

There are many examples of insurance bad faith beyond the above scenario, but here are just a few:

    • Unreasonable delay in investigating your claim
    • Unreasonable delay in paying out your claim
    • Lowballing a settlement offer
    • Pressuring you to take a settlement
  • Requiring you to use the insurance company’s attorney

Bad faith does not require some great conspiracy by the insurance company. It simply requires the insurance company is not looking out for your best interests and using unsavory tactics to settle your claim for than you deserve.

What’s next?

You need to protect yourself. Once you suspect bad faith by your insurance company, the first step to protect your rights is to contact a law firm. They are the vigorous representation you and your family deserve.

An attorney will work tirelessly to help you recover what you’re entitled to recover, which includes not only your original claim, but also all of the damages that have now piled on top. Have you paid out of pocket medical expenses? Have you paid for car repairs or for a new vehicle? Have you been out of work? You are entitled to these and many other damages based on the bad faith actions of your insurance company. 

An attorney won’t know the exact value of your claim and how they can help your specific circumstances until they meet with you. That’s why it’s important to contact an insurance claim lawyer right away to make sure they get started protecting your rights and getting you and your family on the path to recovery.